One of the scariest ghost stories I ever heard was narrated by a New Orleans lady in Charlottesville who was thinking of coming to my writers’ group and never did. She had a ho hum attitude just like yours. She talked about ghosts as if they were real people. In her case she thought they were annoying. They played music all the time downstairs and she couldn’t sleep. She couldn’t sell the house either. She got permission to have it burned.
La Mothe House